Where the budgeting features fall down, however, is that you cannot roll over a balance from month to month, or have alerts sent to you when you go over a budget limit. Once you have started entering spending against categories you will be able to see how you are doing against your projected spending limits. When you set up a budget you can choose from over 100 different pre-set categories for expenses from food to entertainment, rent to clothes. You can view information about your investment accounts in the form of graphs and charts, but you can’t track commission or fees. You cannot pay bills online, however, and you can’t set up regular outgoing transactions.ĪceMoney also works with investment accounts and stock prices are automatically downloaded from the internet so you can track your activities and have a record of stock price over time. it is a very well organized system overall, and a good program if you have a large volume of transactions to manage. The system remembers frequently entered payees as well as transactions and regular categories, which makes it easier to add transactions and to keep them organized. Once in AceMoney you categorize them and your balance is updated depending on how much money you spent. You can configure the software to link directly with your bank accounts and to automatically download your transactions into AceMoney. If you need to, you can create your own custom account type.

You can set up checking, savings, loans, debt, and credit card accounts to form the backdrop to your personal finances management program. Start the process of working with AceMoney by setting up your multiple accounts to manage. We looked at the features to see how it stacks up against the competition. It is suitable for Windows and Mac, and there is a 30-day free trial so you can try it out before you commit. AceMoney is available at a one-off download fee of $39.99, one of the cheapest products on offer. But with a lack of any other features, including a lack of an integrated free mobile app, this product does not make the top of the list.ĪceMoney is created by MechCAD Software, one of the leaders in specialist personal finance software and engineering software products. We like the way you can track your spending habits, manage multiple accounts, and record your expenses. AceMoney is simple to use and easy to set up.

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